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If you’ve got a $7000, $5000, and $2000 card with payments of $150, $125, and $100, you will finish settling the $2000 card 1st. Once it is paid off, you take that $100 and stuff it towards the $5000 details. That means you are now paying $225/month. You elevated your payments which can pay off that credit card sooner and shall have you paying a reduced amount of in fees. Once that is paid off, you apply the $225 to the $7000 card, making your monthly payment $375. This will greatly accelerate the payment of this card, lowering your interest payments even other. When everything is paid off, you may have $375/month extra to put towards savings or money!
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